Construction carries some of the highest workers' comp rates of any industry — and they vary widely by carrier and class code. We compare multiple markets to find the right coverage at the right price for your crew.
For general contractors, subcontractors, and the trades — roofing, framing, concrete, electrical, plumbing, HVAC, and more.
Coverage compared for businesses of every size, from 1 employee to 500+.
Compare My Quotes →Submit the basics below. A workers' comp specialist follows up with competitive options — no obligation.
Cost To Compare Quotes
Carriers Compared
Industries & Class Codes
Employees Covered
Two carriers can quote the same business wildly different rates for identical workers' comp coverage. Comparing is the only way to know you're not overpaying.
Each carrier prices class codes differently. The right market for your industry can save you thousands a year.
Misclassified employees inflate your premium. We help make sure your business is rated correctly.
Your mod factor drives your price. We review it and shop carriers that reward your safety record.
Payroll-based billing can improve cash flow and reduce audit surprises. We compare options that offer it.
New ventures, lapsed coverage, and higher-risk class codes — we work markets that write them.
One short request gets you competitive quotes. No giant application, no pressure to switch.
Rates and class codes differ by industry — so we shop the carriers that fit yours.
You send the basics. We compare carriers and bring back competitive workers' comp options.
Industry, employees, payroll, state, and renewal date. No giant application to begin.
A workers' comp specialist reviews your class codes, mod, and risk and shops competitive markets.
Compare your options side by side and choose the coverage and price that fit — no obligation.
Nearly every state requires workers' comp once you have employees, and many require it for construction even with a single worker. Some project contracts and GCs require it regardless.
Construction class codes carry higher injury risk, so base rates are higher — but they vary a lot by carrier, trade, payroll, and your experience mod, which is why comparing matters.
Often yes. Uninsured subs can be charged to your policy at audit. We help you understand how subs affect your premium and certificates.
Correct class codes, a strong safety record / experience mod, proper sub documentation, and comparing multiple carriers are the biggest levers. We help with all of them.
See if you're overpaying. One quick request and a specialist brings back competitive options from multiple carriers.
Compare My Quotes →